Micronesia (Federated States of)

Flag of Micronesia (Federated States of)

Phone Code

+691

Capital

Palikir

Population

75,817 (2023)

Languages

English

Area

702 km²

Electricity

120 V

Plug types

NEMA 1-15 · NEMA 5-15

Driving side

right

Native Name

Micronesia

Region

Oceania

Micronesia

Timezones

Chuuk Time

UTC+10:00

+2 more

Micronesia — the Federated States of Micronesia (FSM) — is four island states scattered across 2.6 million square kilometres of the western Pacific: Yap of the stone money and resident manta rays, Chuuk with the world's greatest concentration of divable WWII wrecks, Pohnpei with the ancient basalt city of Nan Madol, and rainforested, barely visited Kosrae. Entry runs on two tracks: US citizens may live, work and study in the FSM indefinitely under the Compact of Free Association, while most other nationalities enter without a visa for stays of up to 30 days — longer visits need an entry permit arranged before travel.

Micronesia Visa & Immigration System

The FSM's entry system has two distinct tracks. US citizens hold a unique position under the Compact of Free Association: they may enter to live, work or study indefinitely, with no visa and no time limit — just a US passport valid for at least 180 days from entry plus the FSM arrival/departure record and customs form distributed on the flight in. Most other nationalities, including the UK and EU countries, enter without a visa for stays of 30 days or less, with a passport valid at least 120 days beyond arrival, the Customs, Immigration & Quarantine (CIQ) form completed on arrival, and possibly a return or onward ticket to show at the border. Anyone planning more than 30 days applies for an entry permit through FSM Immigration BEFORE travelling. Two practicalities catch visitors out: flights between the four states clear immigration on every leg — carry your passport even on domestic hops — and each island charges a departure tax payable in cash when you leave (airports have no ATMs or card facilities, so set the cash aside early; check the current amounts). Amounts equivalent to US$10,000 or more must be declared on entry, and an international vaccination certificate is required when arriving from regions the FSM lists as disease risks — a current measles vaccination is recommended for all visitors.

Common Visa Types

Visa-Free Entry - U.S. Citizens (Indefinite stay)

Indefinite; no time limit under Compact of Free Association

Indefinite residence, work and study for US citizens under the Compact of Free Association — no visa, no registration, no time limit. Bring a US passport valid at least 180 days from entry, the FSM arrival/departure record and customs form, and cash for the per-island departure taxes. The Compact makes the FSM one of the simplest long-stay destinations anywhere for US passport holders, whether for remote work, diving seasons or island living.

Visa-Free Entry - Most Nationalities (30 days)

30 days or less

Short visits for tourism, diving and island-hopping across Yap, Chuuk, Pohnpei and Kosrae — no visa needed for stays of 30 days or less for most nationalities, including the UK and EU countries. Bring a passport valid at least 120 days beyond arrival, complete the CIQ form on arrival, and be ready to show a return or onward ticket. Set aside cash for each island's departure tax.

Entry Permit (For stays over 30 days)

Varies based on approved entry permit

Stays beyond the 30-day visitor window — extended tourism, volunteer work, research or family visits. The entry permit must be arranged with FSM Immigration BEFORE travel, not on arrival; the other visitor requirements (120-day passport validity, onward ticket, CIQ form, cash departure taxes) still apply. Contact the FSM Immigration Office well ahead of the trip for current procedures.

Important Information for Micronesia Travelers

•US citizens enter, live, work...

US citizens enter, live, work and study in the FSM indefinitely under the Compact of Free Association — no visa, no time limit; US passport valid at least 180 days from entry.

•Most other nationalities (UK and...

Most other nationalities (UK and EU among them) enter visa-free for stays of 30 days or less; passport valid at least 120 days beyond arrival. Stays over 30 days need an entry permit arranged with FSM Immigration BEFORE travel.

•Complete the arrival paperwork: the...

Complete the arrival paperwork: the FSM arrival/departure record and customs form (handed out in flight), or the CIQ form on arrival; a return or onward ticket may be requested at the border.

•Flights between the four states...

Flights between the four states clear immigration on every leg — carry your passport on all FSM flights, including domestic hops.

•Departure taxes are payable in...

Departure taxes are payable in cash at each island when you leave; airports have no ATMs or card facilities, so set the cash aside early and check the current amounts.

•Currency amounts equivalent to US$10,000...

Currency amounts equivalent to US$10,000 or more must be declared on entry; strict customs rules apply to restricted goods.

•An international vaccination certificate is...

An international vaccination certificate is required when arriving from regions the FSM lists as disease risks; a current measles vaccination is recommended.

•Pohnpei International Airport: Most international...

Pohnpei International Airport: Most international visitors arrive at Pohnpei International Airport (PNI) on Pohnpei Island. Chuuk International Airport (TKK) serves Chuuk. Yap International Airport (YAP) serves Yap.

•Island States: FSM comprises four...

Island States: FSM comprises four states: Yap (traditional island culture, manta rays), Chuuk (world-class wreck diving), Pohnpei (Nan Madol ancient ruins), and Kosrae (pristine reefs).

•U.S. Dollar Currency: U.S. dollar...

U.S. Dollar Currency: U.S. dollar official currency. ATMs limited; cash recommended for travel.

•English Official Language: English official...

English Official Language: English official language widely spoken alongside local languages (Chuukese, Kosraean, Pohnpeian, Yapese).

•European Consular Services: FSM has...

European Consular Services: FSM has no embassies in Europe. German citizens contact German Embassy Tokyo; Austrian citizens contact Austrian Embassy Tokyo; Swiss citizens contact Swiss Embassy Manila; French citizens contact French Embassy Manila or Consulate General Honolulu; Italian citizens contact Italian Embassy Manila; Spanish citizens can reach Honorary Consul María Linda Méndez in Pohnpei (+691 320-2876).

•FSM Diplomatic Missions: FSM maintains...

FSM Diplomatic Missions: FSM maintains embassies in Washington DC, Tokyo, Beijing, Suva (Fiji), and Canberra. U.S. consulates in Honolulu, Portland, and Guam serve FSM citizens.
Travel Overview

Micronesia (Federated States of Micronesia) is four island states — Yap, Chuuk, Pohnpei, and Kosrae — scattered across 2.6 million km² of the western Pacific: a territory as large as Western Europe with only 702 km² of land. Each state is a destination in its own right. Chuuk Lagoon (Truk Lagoon) holds the world's largest collection of WWII-era ship wrecks — more than 60 Japanese vessels, submarines, and aircraft from 1944, now encrusted with coral and inhabited by thousands of fish, accessible to divers of all levels. Yap is the planet's most reliable destination for giant manta ray encounters: resident mantas congregate in the Mi'il and Goofnuw channels from December to April almost without exception, and Yap's culture is equally distinctive — the massive stone rai discs, some up to 3 metres in diameter, still function as ceremonial currency. Pohnpei holds Nan Madol, a ceremonial city built on 92 artificial basalt islets in the ocean between the 10th and 16th centuries — the 'Venice of the Pacific' — now a UNESCO World Heritage Site. Kosrae, the least-visited, has pristine reefs, dense rainforest, and an almost total absence of mass tourism. US citizens enter indefinitely under the Compact of Free Association; most other nationalities get 30 days visa-free. The dollar is the currency, and each island's cash-only departure tax is the one practicality to plan for.

Discover Micronesia (Federated States of)

Chuuk Lagoon: Diving the Ghost Fleet

Chuuk's underwater museum was created in two days: Operation Hailstone, the US carrier strike of 17-18 February 1944, caught the Japanese Combined Fleet's anchorage at rest and sent more than 60 ships and hundreds of aircraft to the lagoon floor, where eighty years of coral growth have turned a battlefield into the world's most celebrated wreck-diving destination. The fleet grades itself naturally: the Fujikawa Maru — Zero fighters still crated in its holds — and the coral-gardened Shinkoku Maru sit shallow enough for relaxed recreational profiles; the deeper San Francisco Maru, its deck cargo of tanks and mines intact at technical depths, is the famous prize for trained divers. Operators on Weno and two liveaboards work the lagoon year-round in warm, generally calm water. The wrecks are war graves and protected historic sites in one — penetration is guided, artefacts stay where they lie, and the Japanese memorial above Eten island frames what the lagoon actually holds.

Yap: Mantas, Rai and the Pacific's Strongest Traditions

Yap runs on two economies of wonder. In the water, resident reef mantas cycle through the cleaning stations of the Mi'il and Goofnuw channels — December to April is the near-certain season — gliding over divers' bubbles in encounters reliable enough to build a trip around. On land, the rai stone money still matters: the great limestone discs, quarried on Palau and sailed 400 km home by canoe, derive their value from their provenance — the harder the voyage and the more storied the journey, the greater the worth, a ledger kept orally even when a disc is too large to move and simply changes owners where it stands. Village 'stone money banks' line the paths under palms. Yapese custom is the Pacific's most intact: visits to villages go with local guides and permission, traditional dress remains common at ceremonies, and betel nut is the social currency offered before conversation. Ask before photographing — here that rule is law, not courtesy.

Nan Madol: The Venice of the Pacific

Off Pohnpei's southeast reef flat stands the Pacific's most astonishing ruin: Nan Madol, ninety-two artificial islets built from naturally hexagonal basalt columns stacked like colossal log cabins, threaded by tidal canals — the ceremonial seat of the Saudeleur dynasty, raised between the 10th and 16th centuries and UNESCO-listed since 2016. How multi-tonne columns were quarried across the island and floated here remains genuinely unresolved, which Pohnpeian tradition answers with the sorcerer-brothers who flew the stones into place. Visiting has its own choreography: the site sits on private and sacred land, so go with a local guide, expect small landowner fees, and time the trip to the tides — high water lets kayaks and boats thread the canals, low tide means wading the reef flat to the towering walls of the Nandauwas royal compound. Pohnpei rewards the rest of a stay too: waterfall hikes into the cloud-forest interior, sakau (kava) sessions at nakas in the evening, and the wettest, greenest island in the FSM all around.

Kosrae: The Island That Tourism Forgot

Kosrae is what the Pacific looked like before itineraries found it: a near-circular volcanic island whose ridgeline — the 'Sleeping Lady', reclining against the sky — drops through untouched rainforest to mangrove channels and a fringing reef in conservation-grade condition, protected by a marine park system and the absence of crowds that elsewhere requires regulation to simulate. Diving is walls and hard-coral gardens with visibility the equal of anywhere in Micronesia and dive boats that rarely see another operator; the Lelu ruins — a walled royal city of basalt, the 13th-14th-century counterpart to Nan Madol — sit half-swallowed by jungle at the edge of town, wanderable with a local guide and almost always empty. One cultural note shapes every visit: Kosrae is devoutly Christian, and Sunday is genuinely observed — shops close, boats stay in, and the singing from the churches is itself worth arranging a Sunday for. Hiking, kayaking the channels and the surf break at the airport reef fill the rest.

The Outer Atolls: Travel at the Edge of the Map

Beyond the four state centres lie the FSM's outer atolls — Ulithi, Woleai, the low coral rings of Yap and Chuuk states — where travel stops being tourism and becomes passage. Ulithi's vast lagoon, briefly one of the largest naval anchorages on earth in 1944-45 when the US Pacific Fleet staged here, today hosts a handful of visitors, turtle-nesting islets and communities that navigate, weave and fish much as their ancestors did; the Yap outer islands are among the last places where traditional Carolinian celestial navigation is still taught. Access is the adventure: occasional small-plane charters and the government field-trip ships that circle the atolls on loose schedules, carrying supplies, passengers and patience in equal measure. Visits need advance permission arranged through the state governments, gifts and cash (there is nothing to buy and nowhere to change money), and flexible return dates. For the traveller who has been everywhere, this is the rare somewhere that almost nobody has.

Ways to Experience This Destination

Chuuk Lagoon — World War II Wreck Diving

Chuuk Lagoon (Truk Lagoon) is the world's most celebrated wreck diving destination: over 60 Japanese vessels, submarines, aircraft, and cargo ships from February 1944 now coral-encrusted and teeming with marine life in water with visibility up to 40 m. Notable wrecks include the Fujikawa Maru (Zero fighters on deck), Shinkoku Maru (arguably the world's most beautiful dive), and Sankisan Maru. Suitable for divers of all levels; multiple dive operators on Weno island.

Yap — Manta Rays and Stone Money

Yap offers two things found nowhere else in combination: resident giant manta rays that gather in known channels (Mi'il and Goofnuw) from December to April with near-certain encounter rates, and the rai — massive limestone discs quarried in Palau and transported by canoe, some 3 metres in diameter, still used in ceremonial exchange. Village culture is preserved and visited with local guides. Manta season is one of the world's most reliable wildlife experiences.

Nan Madol — Pohnpei

Nan Madol is a ceremonial city built on 92 artificial islets of stacked basalt columns in a coastal lagoon off Pohnpei, constructed between the 10th and 16th centuries as the ritual centre of the Saudeleur dynasty. UNESCO World Heritage Site since 2016. No other megalithic complex in the Pacific matches its scale or mystery. Accessible by boat from Kolonia; guided tours available. Combined with Pohnpei's cloud-shrouded mountain interior and the highest point in Micronesia.

Kosrae — Pristine Reefs and Rainforest

Kosrae is Micronesia's least-visited state: an almost perfectly circular volcanic island rising steeply from the ocean, covered in dense rainforest, ringed by some of the most pristine coral reef in the Pacific. Dive sites include dramatic walls, coral gardens, and a near-total absence of other divers. The Lelu Ruins — a stone fortification complex from the 13th–14th centuries — are Kosrae's equivalent of Nan Madol.

Yap's Outer Islands — Remote Atolls

Beyond Yap's main island, Ulithi Atoll, Woleai, and other remote outer islands offer a level of isolation that few destinations on earth can match: traditional navigation, weaving culture, pristine lagoons, and communities that have had limited contact with mass tourism. Charter flights and occasional field-trip ships are the only access. For travellers seeking genuine remoteness.

Money & Currency

Money & Currency
$

U.S. Dollar (USD)

Currency code: USD

Practical Money Tips

US Dollar (USD) is the only currency — the Federated States of Micronesia (FSM) has no national currency; all transactions in USD; banking infrastructure is limited to Pohnpei; bring ample USD cash before inter-island travel to Yap, Chuuk, or Kosrae

The Federated States of Micronesia uses the US Dollar exclusively — it has never issued its own currency. This is straightforward for US travellers, but visitors from Europe, Australia, and other regions must obtain USD before travelling. Pohnpei (Palikir/Kolonia) has the only meaningful banking infrastructure in the FSM — ATMs and card acceptance exist primarily here. The other three states (Yap, Chuuk, and Kosrae) have very limited banking with minimal or no ATM coverage. The FSM is an extremely remote destination: flights connect via Guam (United Airlines), Honolulu, or Manila. Exchange USD at home or in Guam/Honolulu before the connecting flight. Approximate rate: 1 EUR ≈ USD 1.05–1.12.

ATMs on Pohnpei only — FSM Development Bank, Bank of Guam, Bank of FSM in Kolonia; very limited ATM coverage in Chuuk (Weno) and Yap; no ATMs in Kosrae; withdraw all needed cash on Pohnpei before inter-island flights

Pohnpei (the main island in Kolonia) has ATMs at FSM Development Bank, Bank of Guam, and Bank of FSM. These accept Visa and Mastercard. Chuuk's main town (Weno) has one or two bank branches with ATMs, but reliability can be variable. Yap has limited banking (Bank of Guam branch) — ATM availability is not guaranteed. Kosrae has essentially no reliable ATM access for international cards — bring all the cash you need from Pohnpei or from your transit hub. International card fees apply (typically USD 2–4 per withdrawal). Strategy: withdraw a USD cash reserve on Pohnpei sufficient to cover all inter-island activities.

Cards accepted at main Pohnpei hotels and some restaurants — no Apple Pay or Google Pay anywhere in FSM; Yap, Chuuk, and Kosrae are essentially cash-only; plan all outer-island budgets in USD cash

Card acceptance in the FSM is limited. On Pohnpei, the main hotels (Pohnpei Village Hotel, Oa View Hotel), larger restaurants, and dive operators accept Visa and Mastercard. Apple Pay and Google Pay are not supported — no NFC payment infrastructure exists in the FSM. In Yap, Chuuk, and Kosrae, nearly everything is cash-only: guesthouses, local restaurants, boat charters, village dive operations, and transport. Even tourist-facing dive resorts in Chuuk (famous for WWII Truk Lagoon wrecks) and Yap (known for manta rays and traditional stone money) often require USD cash for day-to-day charges.

Remote Pacific pricing: Pohnpei guesthouse USD 40–100/night; Chuuk or Yap dive resort USD 100–250/night; restaurant meal USD 8–18; inter-island United Airlines flight USD 150–350; dive USD 60–100; Yap manta ray dive USD 80–120

The FSM is not cheap despite its underdeveloped infrastructure — island isolation drives up prices for everything that must be imported (fuel, food, equipment). Guesthouse on Pohnpei: USD 40–100/night. Live-aboard or dive resort in Chuuk: USD 100–250/night all-inclusive. Local restaurant meal: USD 8–18. US-equivalent prices for packaged supermarket goods (at a premium). Inter-island United Airlines flights (the 'Island Hopper' service connecting Honolulu–Majuro–Pohnpei–Chuuk–Guam): USD 150–350 per segment. PADI dive in Chuuk Lagoon (WWII wrecks): USD 60–100. Yap manta ray dive: USD 80–120. Stone money (rai) viewing on Yap: cultural site access varies, typically free or small donation.

Note: Always check current exchange rates before traveling. Currency exchange is available at airports, banks, and authorized money changers.

Common Money Questions

Does the FSM have its own currency?

No — the Federated States of Micronesia uses the US Dollar (USD) exclusively. It has never issued a national currency. All prices, banking, and transactions are in USD. Non-US visitors must convert their currency to USD before or during transit (Guam or Honolulu).

Do Apple Pay or Google Pay work in Micronesia?

No — the FSM has no NFC payment infrastructure anywhere. Apple Pay and Google Pay do not work. Card acceptance is limited to a few hotels and restaurants on Pohnpei. Yap, Chuuk, and Kosrae are essentially cash-only destinations.

How much USD cash should I bring to the FSM?

Plan to bring enough USD to cover your entire itinerary, especially for time spent in Yap, Chuuk, or Kosrae. Budget for accommodation, meals, dive fees, boat charters, and inter-island transport in cash. Withdraw on Pohnpei before flying to other states. Keep a USD emergency reserve.

What is Yap's traditional stone money and how does it affect travel budgeting?

Yap's rai stones are large stone discs (limestone from Palau) used as traditional wealth markers — they are not monetary currency and cannot be exchanged for USD or goods. The stone money is a living cultural tradition and UNESCO-listed. Viewing village stone money banks is typically arranged through your guesthouse with a small donation or guide fee (USD 5–20). It has no impact on your practical cash requirements.

Are Wise or Revolut cards useful in the FSM?

Only on Pohnpei — Wise and Revolut cards work at ATMs compatible with Visa/Mastercard on Pohnpei. They are useless in Yap, Chuuk, and Kosrae. Load them with USD before arrival and withdraw on Pohnpei. The USD balance feature on both apps avoids currency conversion fees.

Is tipping expected in the FSM?

Tipping is not a strong tradition in Micronesian culture, but dive guides and boat captains appreciate a tip of USD 5–15 per outing. Restaurant tipping of 10% is welcomed at tourist-facing establishments on Pohnpei. No tipping expectation in local family restaurants.

How do I get between FSM states?

United Airlines' 'Island Hopper' service runs between Honolulu, Majuro, Pohnpei, Chuuk, and Guam twice weekly. Flights within the FSM must be booked in advance — last-minute seats are rare and expensive. Budget USD 150–350 per inter-island segment. All flight payments are in USD.

What banking is available in Chuuk?

Chuuk (Weno island) has one or two bank branches, but ATM reliability for international cards is inconsistent. Bring all the USD cash you need for your Chuuk stay from Pohnpei. Chuuk's world-famous WWII wreck diving in Truk Lagoon requires cash for dive operators and guesthouses.
Diplomatic Network

Micronesia (Federated States of) — Embassies worldwide

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Embassies in Micronesia (Federated States of)

These foreign embassies and consulates are based here. Choose a mission to open its in-depth guide and contact details.

Frequently asked questions

Do I need a visa to visit Micronesia (FSM)?

Most nationalities don't for visits of 30 days or less — you complete the CIQ form on arrival and show a passport valid at least 120 days beyond arrival. US citizens are a special case: under the Compact of Free Association they can stay, live and work in the FSM indefinitely with no visa at all. Stays over 30 days for other nationalities need an entry permit arranged before travel.

Why do I have to clear immigration on domestic flights within the FSM?

Each of the four states — Yap, Chuuk, Pohnpei and Kosrae — operates its own entry controls, and flights between them are processed like international arrivals. Keep your passport in hand luggage for every leg, and budget cash for each island's departure tax as you go.

Which FSM state should I choose for a first trip?

It depends on one question: wrecks, mantas or ruins. Chuuk is the world's premier WWII wreck-diving lagoon; Yap pairs near-guaranteed manta encounters (December to April) with the Pacific's most intact traditional culture; Pohnpei combines the Nan Madol ruins with a lush, mountainous interior. Kosrae suits divers and hikers who want pristine reefs with almost no other visitors.

How do I get to Micronesia?

The island-hopper flights across the north Pacific connect Honolulu and Guam with Pohnpei, Chuuk and Kosrae, while Yap is usually reached via Guam. Routes and frequencies change — check current schedules early, as the flight pattern often shapes the whole itinerary.

Is Chuuk Lagoon diving suitable for beginners?

Parts of it, yes — several famous wrecks sit shallow enough for novice divers in calm, warm water, while deeper hulls reward technical training. Operators on Weno grade sites by experience, so mixed-level groups work well.

When do the manta rays gather at Yap?

Resident reef mantas are seen year-round, but the most reliable season runs December to April, when they congregate at cleaning stations in the Mi'il and Goofnuw channels — one of the most dependable big-animal encounters in the Pacific.

This overview comes from Visaja's worldwide missions database (visaja.com), checked against official government sources; for binding answers, the mission itself always has the final word.