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Money & currency

Money in Serbia

Updated 2026-08-16

Money & Currency
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Serbian Dinar (RSD)

Currency code: RSD

Practical Money Tips

Serbian Dinar (RSD) — Not Eurozone

Serbia uses the Serbian dinar (RSD). The euro is not legal tender, but it is widely accepted at tourist-facing businesses in Belgrade and Novi Sad, often at a slightly unfavourable rate. Exchange euros or other currencies at banks or official exchange offices for better rates.

ATMs Plentiful in Cities

Banca Intesa, UniCredit, Raiffeisen, and Erste Bank have widespread ATM networks in Belgrade, Novi Sad, Niš, and other cities. Smaller towns are well served. Rural areas and national parks may have limited access.

Cards Widely Accepted — Watch for DCC

Visa and Mastercard are accepted at most hotels, restaurants, and shops. Apple Pay and Google Pay are growing in acceptance, particularly in Belgrade. Beware of Dynamic Currency Conversion (DCC) at ATMs — always choose to pay in RSD to avoid inflated exchange rates.

Cash for Markets, Villages, and Small Vendors

Local markets, village restaurants, rural buses, and some guesthouses are cash-only. Carry RSD for day-to-day expenses. Small denominations (200, 500 RSD) are useful for taxis and markets.

Note: Always check current exchange rates before traveling. Currency exchange is available at airports, banks, and authorized money changers.

Common Money Questions

What currency is used in Serbia?

The Serbian dinar (RSD). Serbia is not part of the EU or the eurozone, so euros are not legal tender — though many tourist businesses in Belgrade accept them informally at less favourable rates.

Can I use euros in Serbia?

Informally yes — many hotels, upscale restaurants, and tourist operators in Belgrade and Novi Sad accept euros. For everyday spending, exchanging to RSD gives better value.

What is Dynamic Currency Conversion (DCC) and how do I avoid it?

DCC is when an ATM or payment terminal offers to convert your transaction into your home currency. Always decline and choose to pay in RSD — this avoids poor exchange rates and extra fees added by the DCC provider.

Are ATMs easy to find in Serbia?

Yes — ATMs are plentiful in Belgrade and all major cities. Smaller towns also have good coverage. Very remote areas and some national parks may have limited ATM access.

How expensive is Serbia?

Serbia is excellent value for money — one of the most affordable countries in Europe. Check current prices before budgeting rather than relying on a fixed figure, but a sit-down meal and a beer in Belgrade both cost noticeably less than the equivalent in most Western European capitals, and budget travellers can live well on a modest daily amount.

Is tipping expected in Serbia?

Tipping 10% is appreciated at restaurants but not obligatory. Rounding up the bill is common. Taxi drivers appreciate rounding up to the nearest 100 RSD.

Do Apple Pay and Google Pay work in Serbia?

Yes — Apple Pay and Google Pay are increasingly accepted at modern POS terminals in Belgrade and other cities, especially in cafes, restaurants, and shops. Coverage is less consistent in smaller towns.

Can I exchange currencies in Serbia?

Yes — official exchange offices (menjačnica) in Belgrade exchange EUR, USD, GBP, and other major currencies at competitive rates. Banks are more reliable for larger sums but may charge a fee.

Entry rules, visa types and practical notes live on the Serbia overview.

Visaja keeps this page's contact details and visa guidance under continuous review — still, requirements can change at short notice, so confirm the essentials with the mission or the official government portal before you travel.