Bermuda

Flag of Bermuda

Phone Code

+1

Capital

Hamilton

Population

65,024 (2013)

Languages

English

Area

53 km²

Electricity

120 V

Plug types

NEMA 1-15 · NEMA 5-15

Driving side

left

Native Name

Bermuda

Region

Americas

Northern America

Timezone

Atlantic Time

UTC-04:00

Bermuda is a British Overseas Territory in the North Atlantic Ocean, renowned for its distinctive pink-sand beaches, crystal-clear turquoise waters, British colonial heritage, and sophisticated island culture. Located 650 miles east of North Carolina, this subtropical archipelago of 181 islands offers an elegant blend of Caribbean beauty and British refinement.

Entry Requirements for Bermuda

Bermuda welcomes visitors from most Western nations without visa requirements for tourism and business purposes. British, American, Canadian, and EU citizens can enter visa-free for stays up to 180 days within any 12-month period. Bermuda does not issue its own visas; nationals who are not visa-exempt — including Brazilian passport holders — must instead hold a valid multiple re-entry visa or travel authorisation for the United States, United Kingdom, or Canada, valid for at least 45 days beyond their departure from Bermuda. All arrivals must complete the Bermuda Arrival Card online prior to travel or on paper upon arrival (cruise passengers exempt). Visitors need a passport valid for the duration of stay, proof of onward or return travel, and evidence of sufficient funds. Accommodation confirmation is frequently requested at immigration. Entry is straightforward, though officials maintain high standards and may refuse entry without proper documentation.

Common Visa Types

Visa-Free Entry (180 Days)

Up to 180 days in any 12-month period; valid passport required for stay duration; completed Bermuda Arrival Card (online at bermudaarrivalcard.com or paper on arrival); return/onward ticket mandatory; accommodation proof frequently requested; sufficient funds recommended (minimum $250/day); cruise passengers exempt from arrival card; entry at L.F. Wade International Airport or cruise ship terminal; immigration may refuse entry without proper documentation

Tourism, business meetings, visiting friends/family, attending conferences, short-term professional activities

Work Permit (Multiple Categories)

1-5 years depending on employer sponsorship and job category; renewable; written job offer from registered Bermudian employer required; relevant qualifications and experience; police certificate from all countries resided in past 10 years; medical examination; employer handles application through Department of Immigration; expedited processing available for certain high-demand categories; permit tied to specific employer and position; changing jobs requires new permit application; 8-16 weeks processing time; dependents can apply for permits once primary holder approved

Employment in Bermuda across finance, international business, hospitality, healthcare, technology, and professional services sectors

Essential Bermuda Travel Information

•Bermuda has no land borders...

Bermuda has no land borders and is accessible only by air (L.F. Wade International Airport) or cruise ship.

•US citizens can use passport...

US citizens can use passport cards for cruise arrivals but need full passports for air travel.

•Visitors must declare all goods...

Visitors must declare all goods at customs; Bermuda has strict import restrictions on plants, food, and weapons.

•Travel insurance is highly recommended...

Travel insurance is highly recommended as medical costs are expensive for non-residents.

•Rental cars are not available...

Rental cars are not available to tourists; transportation is via public buses, ferries, taxis, or scooter rentals.

•Driving is on the left...

Driving is on the left side of the road (British system).

•The official currency is the...

The official currency is the Bermudian Dollar (BMD), pegged 1:1 with the US Dollar, which is widely accepted.

•Bermuda is one of the...

Bermuda is one of the world's most expensive destinations; budget accordingly for accommodation, dining, and activities.

•Hurricane season runs from June...

Hurricane season runs from June to November; monitor weather forecasts if traveling during this period.

•Bermuda maintains strict environmental protections;...

Bermuda maintains strict environmental protections; respect marine life and coral reefs when swimming or diving.

•The territory has excellent infrastructure,...

The territory has excellent infrastructure, high safety standards, and low crime rates.

•Mobile phone coverage is excellent;...

Mobile phone coverage is excellent; US/UK roaming usually works but check with your carrier for rates.

•Bermuda shorts and knee-high socks...

Bermuda shorts and knee-high socks are considered formal business attire for men in the summer.

•Many restaurants and hotels add...

Many restaurants and hotels add a 17% service charge automatically; additional tipping is optional.

•Sunday shopping is limited; many...

Sunday shopping is limited; many stores close on Sundays except in tourist areas.
Travel Overview

Bermuda ranks among the world's most exclusive island destinations, combining natural beauty with refined sophistication. The island's signature pink-sand beaches—colored by crushed coral and shells—create some of the Atlantic's most photogenic coastlines. Horseshoe Bay Beach, Warwick Long Bay, and Elbow Beach headline dozens of pristine stretches. The subtropical climate delivers year-round warmth, with peak season from May through October offering temperatures between 75-85°F, while winter months (November-April) provide mild 65-75°F weather ideal for golf and sightseeing. Bermuda's compact 21-square-mile size makes exploration effortless despite lacking rental cars for tourists—colorful public buses, ferries, taxis, and iconic scooter rentals provide charming transportation. The capital Hamilton pulses with waterfront shopping, dining, and harbor views, while the UNESCO-listed historic town of St. George preserves centuries of colonial architecture. The Royal Naval Dockyard anchors the western tip as a cruise hub transformed into boutiques, museums, and restaurants. Crystal and Fantasy Caves showcase otherworldly underground lakes and formations. The Bermuda Railway Trail offers 18 miles of scenic hiking and cycling along a former rail line. Water clarity averages 200+ feet visibility, making Bermuda a premier diving and snorkeling destination with countless shipwrecks to explore.

Discover Bermuda

Pink-sand beaches and 200-foot visibility diving

Bermuda's signature pink sand gets its colour from crushed coral and shell fragments, and beaches like Horseshoe Bay, Warwick Long Bay and Elbow Beach rank among the most photogenic in the Atlantic as a result. That same reef system that colours the sand also makes the surrounding water exceptional for diving: visibility regularly exceeds 200 feet, and the island's position on Atlantic shipping routes has left dozens of wrecks scattered across the seabed, including the Cristóbal Colón and the Mary Celestia, both regularly visited by dive operators. Snorkelling closer to shore, at spots like Church Bay and Tobacco Bay, brings the same clear water within reach of anyone without a tank.

St. George's UNESCO old town and the Royal Naval Dockyard

St. George's, a UNESCO World Heritage Site, preserves more than 400 years of continuous history in its cobblestone streets and colonial architecture, anchored by St. Peter's Church, the oldest Anglican church still in continuous use anywhere in the Western Hemisphere. At the island's western tip, the Royal Naval Dockyard tells a different chapter of the same British colonial story — a Victorian-era fortress now repurposed as the National Museum of Bermuda, surrounded by the boutiques and restaurants that have grown up around the island's cruise-ship arrivals, giving the Dockyard a working-heritage feel that the more residential streets of St. George's don't share.

Crystal Caves and the Railway Trail

Beyond the beaches and colonial towns, Bermuda's Crystal Caves reveal an entirely different landscape underground: dramatic stalactite formations and a still, mirror-clear underground lake, reached via floating walkways rather than the scramble-and-crawl access typical of most show caves. Above ground, the Railway Trail traces the route of a defunct 1920s railway for roughly 18 miles across the island, cutting through residential parishes and past coastal viewpoints in a way that makes walking or cycling Bermuda end-to-end genuinely practical — a much quieter side of the island than the resort strip along the south shore.

Ways to Experience This Destination

Luxury Beach Resort Vacation

Bermuda excels in upscale hospitality with iconic pink-palace properties like The Lani and Rosewood Bermuda, boutique hotels overlooking private coves, and all-inclusive resorts. Expect world-class spas, infinity pools, gourmet dining, and impeccable service. Most resorts offer private beach access, water sports equipment, and concierge services. High season rates reflect premium positioning—Bermuda is consistently ranked among the world's most expensive destinations. Book spa treatments and fine dining well ahead during peak summer months.

Water Sports & Marine Adventures

Crystal-clear Atlantic waters create ideal conditions for snorkeling, scuba diving, sailing, kayaking, paddleboarding, and jet skiing. Dive operators run trips to dozens of shipwrecks including the Cristóbal Colón and Mary Celestia. Snorkeling is spectacular at Church Bay, Tobacco Bay, and John Smith's Bay where tropical fish, sea turtles, and coral gardens thrive. Sailing charters range from sunset cruises to multi-day adventures. Fishing charters target wahoo, tuna, and marlin. Water temperatures peak at 82-84°F in August, drop to 64-66°F in February—wetsuits recommended November-May for extended water activities.

Championship Golf

Bermuda delivers world-class golfing with stunning ocean views on championship courses designed by legendary architects. Port Royal Golf Course hosts PGA Tour events and offers dramatic clifftop holes. Tucker's Point and Mid Ocean Club (where Eisenhower played) provide exclusive experiences. All courses feature oceanfront layouts with trade wind challenges. Green fees reflect premium quality—expect $200-400 per round. Year-round playability with best conditions March-November. Advance tee time reservations essential in high season.

Cultural & Heritage Tourism

St. George's UNESCO World Heritage Site preserves 400+ years of history with colonial architecture, cobblestone streets, and historic landmarks including St. Peter's Church (oldest Anglican church in continuous use in Western Hemisphere). Royal Naval Dockyard showcases maritime heritage through the National Museum of Bermuda housed in a Victorian fortress. Hamilton's Front Street offers British-style shopping with duty-free pricing on crystal, china, and imported goods. Bermuda shorts and knee socks remain official business attire—locals take pride in this unique formal wear. Art galleries showcase local and Caribbean artists. The Bermuda Festival in January-March brings international performing arts.

Nature & Adventure Exploration

Beyond beaches, Bermuda surprises with caves, nature reserves, and coastal hiking. Crystal Caves features dramatic stalactites and underground lakes accessible via floating walkways. Spittal Pond Nature Reserve shelters migratory birds along coastal trails. The Railway Trail spans the island along a defunct 1920s rail line—ideal for walking and cycling through parishes. Cliff-jumping at Blue Hole Park and Admiralty House Park attracts adventurous visitors. Whale watching season (March-April) offers humpback sightings. The 400-year-old cedar forests showcase endemic Bermuda cedars recovering from blight.

Money & Currency

Money & Currency
$

Bermudian Dollar (BMD), US Dollar accepted

Currency code: BMD

Practical Money Tips

Bermuda Dollar Pegged 1:1 to USD — Both Currencies Freely Interchangeable

Bermuda uses the Bermuda Dollar (BMD, BD$), pegged at exactly 1:1 to the US dollar. Both currencies circulate freely and are interchangeable on the island. USD is accepted everywhere. British pounds, Canadian dollars, and euros are not widely accepted — exchange to USD before arrival or withdraw USD/BMD from an HSBC or Clarien Bank ATM in Hamilton. Bermuda Dollars have no value outside the island.

ATMs in Hamilton — Limited Elsewhere on the Island

HSBC Bermuda and Clarien Bank have ATMs in Hamilton city centre. The airport arrivals area has an ATM. A few machines are scattered in Dockyard (Royal Naval Dockyard) and St. George's. International Visa and Mastercard work reliably. ATMs are sparse outside these three hubs — plan cash withdrawals before leaving Hamilton. The island is small (21 sq mi) so access is manageable, but cash can be handy for smaller vendors.

Highly Card-Friendly — Contactless and Apple Pay/Google Pay Widely Accepted

Bermuda has excellent card infrastructure for a small island. Visa and Mastercard are accepted at virtually all restaurants, hotels, shops, and golf courses. Apple Pay and Google Pay work at most modern POS terminals across the island. Contactless payments are standard. Only small, informal vendors at farmers' markets or remote ferry stops may be cash-only. Carry a modest cash reserve of USD 40–60.

One of the World's Most Expensive Destinations — Budget USD 300–600+/Day

Bermuda consistently ranks among the most expensive territories globally. Budget hotel room: USD 200–350/night. Mid-range dinner for two: USD 80–150. Hamburger and fries: USD 20–30. Moped rental (the primary transport): USD 50–80/day. Ferry from Hamilton to Dockyard: USD 5. Travelling in the shoulder season (Nov–Mar) offers meaningful savings. There is no budget option on the island — it caters almost exclusively to luxury and premium travellers.

Note: Always check current exchange rates before traveling. Currency exchange is available at airports, banks, and authorized money changers.

Common Money Questions

What currency is used in Bermuda?

Bermuda uses the Bermuda Dollar (BMD, BD$), pegged at exactly 1:1 to the US dollar. Both currencies are interchangeable everywhere on the island. USD is accepted at all businesses. British pounds, Canadian dollars, and euros are not widely accepted. BMD has no value outside Bermuda.

Can I pay with Apple Pay, Google Pay, or contactless in Bermuda?

Yes — Bermuda has surprisingly good digital payment infrastructure for a small island. Apple Pay and Google Pay are accepted at the majority of modern POS terminals in hotels, restaurants, and shops. Contactless Visa and Mastercard work island-wide. Only small market vendors or informal sellers may require cash.

How expensive is Bermuda?

Bermuda is one of the world's most expensive destinations. Budget on USD 300–600/day including accommodation, meals, and transport. A budget hotel starts at USD 150–200/night. A simple restaurant lunch: USD 25–45. Bermuda has virtually no budget tier — it is a premium, luxury-oriented destination. Plan your budget significantly higher than comparably-sized Caribbean islands.

Do I need cash in Bermuda?

Cards are widely accepted across the island, but carrying USD 40–80 in cash is advisable for small vendors, farmers' markets, and tips. Bermuda Dollars are dispensed at local ATMs — spend them before departure as they have no value abroad. USD is equally accepted everywhere and easier to use across borders.

Are there ATMs outside Hamilton?

There are a small number of ATMs at Royal Naval Dockyard and St. George's (the UNESCO-listed town on the east end). The airport has an ATM. These machines accept international Visa and Mastercard. Since card payments are broadly accepted, ATM access is rarely a critical concern, but carry some cash for remote areas.

Is tipping expected in Bermuda?

Tipping is standard in Bermuda at roughly US levels. Restaurants: 15–20% is the norm (check the bill — some add a service charge automatically). Taxi drivers: 10–15%. Hotel staff: USD 2–5/night for housekeeping, USD 5–10 per bag for porters. Tour guides: USD 15–25 per person for a half-day.

Can I use British pounds in Bermuda?

No — British pounds are not widely accepted in Bermuda despite it being a British Overseas Territory. The operative currency is the Bermuda Dollar or US dollar. Exchange GBP to USD at a bank in Hamilton or before departure from the UK.

Is it cheaper to visit in the off-season?

Yes — Bermuda's high season is April through October. The shoulder months (November–March) offer hotel rates 20–40% lower and fewer crowds. However, some beach-facing facilities and water sports operators reduce hours or close during this period. The island remains fully functional, mild weather (17–20°C in winter), and noticeably more affordable.

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Hosted missions

Embassies in Bermuda

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Frequently asked questions

Do I need a visa to visit Bermuda?

Most Western visitors don't — British, American, Canadian and EU citizens can enter visa-free for tourism or business for up to 180 days within any 12-month period. Bermuda doesn't issue its own visas, so nationals who aren't visa-exempt need a valid multiple re-entry visa or travel authorisation for the US, UK or Canada instead.

What is the Bermuda Arrival Card, and do I need to complete it?

Yes — all arrivals must complete the Bermuda Arrival Card, either online at bermudaarrivalcard.com before travel or on paper on arrival. Cruise passengers are exempt from this requirement.

I'm not visa-exempt for Bermuda — what do I need instead?

Nationals who aren't visa-exempt, including Brazilian passport holders, must hold a valid multiple re-entry visa or travel authorisation for the United States, United Kingdom or Canada, valid for at least 45 days beyond their departure from Bermuda.

What currency does Bermuda use, and is the US dollar accepted?

The Bermudian Dollar (BMD) is pegged 1:1 with the US Dollar, and USD is widely accepted throughout the island alongside it.

Can I rent a car in Bermuda?

No — rental cars aren't available to tourists. Getting around means public buses, ferries, taxis or the iconic scooter rentals, which suits the island's compact 21-square-mile size well.

When is hurricane season in Bermuda?

Hurricane season runs from June to November. It's worth monitoring weather forecasts if travelling during this period, and travel insurance is highly recommended given the island's expensive medical costs for non-residents.

When is the best time to visit Bermuda?

Peak season runs May through October, with temperatures of 75-85°F. Winter months (November-April) are milder at 65-75°F and suit golf and sightseeing well, though water activities are more comfortable November-May with a wetsuit.

Is Sunday shopping available in Bermuda?

It's limited — many stores close on Sundays except in tourist areas. Also worth knowing: Bermuda drives on the left, and restaurants and hotels commonly add a 17% service charge automatically.

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