Money in Luxembourg

The Euro, and Luxembourg's High Prices

Luxembourg is a founding member of the Eurozone and uses the euro (EUR) as its sole currency. No exchange is necessary for visitors from other Eurozone countries. For non-Eurozone visitors (USD, GBP, CHF, etc.), exchange at Luxembourgish bank branches, BGL BNP Paribas, Banque Internationale à Luxembourg (BIL), or Post Luxembourg. Luxembourg City has limited standalone exchange bureaus — banks are the primary option. Luxembourg consistently ranks as one of the most expensive countries in the EU for eating out, accommodation, and services, reflecting its status as a major European financial centre and home to numerous EU institutions.

ATMs Widely Available

ATMs are available throughout Luxembourg City (Grand-Rue, Gare district, Kirchberg European quarter) and in towns across the country. BGL BNP Paribas, Banque Internationale à Luxembourg (BIL), and Spuerkeess (BCEE) are the most common operators. International Visa, Mastercard, Maestro, and Cirrus cards are accepted. Standard foreign withdrawal fees (EUR 2–5 depending on home bank) apply. Luxembourg is a very cashless country in practice — most transactions are card-based. Carrying EUR 50–80 in cash is more than sufficient for a multi-day visit for most visitors.

One of Europe's Most Cashless Capitals

Luxembourg is one of Europe's most cashless societies. Visa and Mastercard are accepted everywhere — restaurants, hotels, shops, museums, markets, and transport. Apple Pay and Google Pay work seamlessly on all NFC-enabled terminals, which are standard across the country. Contactless tap-to-pay is the dominant payment method in Luxembourg City cafés and shops. Tram and bus network (Luxtram/RGTR) is free of charge for all passengers since 2020, making transport entirely frictionless. American Express is accepted at higher-end establishments. Very few situations in Luxembourg City require cash.

What Things Cost

Luxembourg is among the EU's most expensive destinations. Coffee at a Luxembourg City café: EUR 3–5. Lunch (brasserie or restaurant): EUR 15–25 per person. Evening dinner at a mid-range restaurant: EUR 25–45 per person. Glass of local Crémant or Moselle Riesling: EUR 5–9. Mid-range hotel in Luxembourg City: EUR 120–200/night. National Museum of History and Art: EUR 6. Vianden Castle: EUR 9. All public transport (tram, bus, national trains) is free — a major advantage. Day trip to Moselle wine villages: free transport + wine tasting from EUR 15. Budget day in Luxembourg City: EUR 50–80.